🏥 加州健保 Covered California / Medi-Cal 白卡CA Health Plans: Covered California / Medi-Cal
中文协助办理加州全保（Covered California）与白卡（Medi-Cal）：计划咨询、新申请、年度续保、材料准备与信件解读。不懂英文也能顺利参保。
Chinese-language assistance with Covered California and Medi-Cal: plan consultation, new applications, annual renewals, paperwork and letter interpretation.
🏛️ Covered California
👤 个人医疗保险Individual Plans
👨👩👧 家庭医疗保险Family Plans
💰 收入补贴申请Premium Assistance
📊 计划对比Plan Comparison
📝 新申请/续保Enroll & Renew
👶 新生儿加保Newborn Enrollment
🔄 家庭成员变更Household Changes
🩺 Medi-Cal 白卡
📋 基本介绍与初步了解Overview & Basics
📄 申请材料准备Application Documents
🔄 家庭成员/收入变化Household & Income Changes
⚖️ 与Covered CA的区别vs. Covered California
🧮 收入资格速查计算器Eligibility Quick Calculator
填写家庭人数与预计全年收入，快速估算可能符合的档位Enter household size and estimated annual income for a quick estimate
*本工具仅供2026年初步参考，最终资格以Covered California / Medi-Cal官方系统审核为准，实际还受移民身份、年龄、孕期、地区等因素影响。
*For 2026 reference only. Final eligibility is determined by the official Covered California / Medi-Cal system.
📊 查看完整2026收入对照表View Full 2026 Income Chart
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Covered California 和 Medi-Cal 有什么区别？What's the difference between Covered CA and Medi-Cal?
简单说：Covered California是按收入购买/补贴的商业医疗保险；Medi-Cal是加州为低收入人群提供的免费或低成本医疗保险。具体符合哪个需要按家庭收入和人数评估。Covered California offers subsidized private insurance based on income; Medi-Cal is free/low-cost coverage for lower-income households. Eligibility depends on household size and income.
简单说：Covered California是按收入购买/补贴的商业医疗保险；Medi-Cal是加州为低收入人群提供的免费或低成本医疗保险。具体符合哪个需要按家庭收入和人数评估。Covered California offers subsidized private insurance based on income; Medi-Cal is free/low-cost coverage for lower-income households. Eligibility depends on household size and income.
收入或家庭成员变化后怎么办？What if my income or household changes?
收入、家庭人数、地址等变化都需要及时上报，可能影响保费补贴或资格，我们可以协助更新信息。Changes in income, household size, or address should be reported promptly — we can help you update your case.
收入、家庭人数、地址等变化都需要及时上报，可能影响保费补贴或资格，我们可以协助更新信息。Changes in income, household size, or address should be reported promptly — we can help you update your case.
⚠️ 具体资格与补贴金额以官方审核结果为准，我们不承诺您一定符合资格。
Eligibility and subsidy amounts are determined by official review; we do not guarantee approval.
